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About Seniors Funeral Insurance
Australian Seniors Insurance Agency has been providing quality, trusted insurance cover for Australians since 1998. We specialise in over 50’s seniors’ insurance. That’s why the Seniors Funeral Plan is cover that you can count on to protect your family from the financial burden of your funeral costs.
Many people don’t realise how expensive funerals can be, and are often other associated costs which can arise unexpectedly. The Seniors Funeral Plan is designed to help ensure your family has the funds to cover the costs. The level of cover is up to you – you can choose the benefit amount to suit your needs, and the benefit is paid as soon as possible, so your family will have the financial support they need, when they need it.
Request a quote to find out how easy it is to get peace of mind.
Here are some of the benefits of taking out funeral cover with Australian Seniors Insurance Agency.
Don’t spend time worrying about whether or not you’re eligible for the Seniors Funeral Plan. If you’re an Australian resident aged 50 to 79, you won’t be turned down. We also won’t ask you any questions about your health, medical history or lifestyle when you apply. With Australian Seniors Funeral insurance is an easy and affordable choice designed to give you peace of mind.
Funeral insurance to cover your family
You can choose to extend your Seniors Funeral Plan to cover your family with the Family Plan, which covers your partner and all dependent children until they reach age 21.
Products tailored to seniors – funeral insurance with a flexible premium structure
At Australian Seniors, we understand that everyone’s budget and needs are different. That’s why we offer a flexible premium structure. You can choose either the age-based or fixed premium option to suit you and your budget.
Age-based premium option
If you’re looking for cost-effective cover now, with an automatic increase feature, then take a look at our age-based premium option.
Your premium starts lower than with a fixed option, and is calculated when you take out your policy and again at each policy anniversary.
Like everything else, funeral costs are affected by inflation. If you select an age-based premium, your cover is automatically increased by 5% each year. Just another way you get peace of mind and security with the Seniors Funeral Plan.
Fixed premium option
If you are aged 50 to 79 and want that little bit extra help managing your budget, along with the peace of mind knowing your premium won’t change, our fixed premium option may be right for you.
If you choose the fixed premium option, your premium is calculated at the time of application, and although it starts higher than the age-based premium option, it remains the same even as you get older (unless you choose to increase your benefit amount).
30 day cooling off period
Choosing a policy that’s suitable for you is important, and we strive to give our customers security and peace of mind. That’s why we give you a full 30 day cooling off period from the time you receive your policy. That means you’ll have 30 days to review your policy documents, and decide for sure that it’s right for you. During this time, you may cancel your policy by writing to us and returning your policy documents. Any premiums you may have paid will be refunded in full, and there is no obligation.
Choose your level of funeral insurance cover
Everyone’s financial circumstances are different, so we allow you to select a cover option that suits your needs and budget, from $3,000 through to a $15,000 insurance benefit2.
Triple benefit paid if death is the result of an accident – up to $45,000
If your death is the result of an accident, then three times your selected insurance benefit will be paid. This means if you have a $15,000 insurance benefit, and you die as the result of an accident, the benefit payable to your loved ones would be $45,000.
Guaranteed renewable for life
Life throws unexpected things at us sometimes, and we’re determined to offer you funeral insurance cover that you can depend on for life.
Your policy is guaranteed renewable for life as long as you continue to pay your premium – even if your health and circumstances change. You’ll even be free to go overseas and see the things you’ve always wanted to, as once your policy is in place, you’ll be covered anywhere in the world, 24 hours a day!
What’s more, from age 90 you will no longer have to pay premiums, and your cover will still continue.
Optional Accidental Serious Injury Insurance
No matter what your lifestyle, accidents sometimes happen which can cause serious injuries. A serious injury would not only affect your quality of life, but also the wellbeing and quality of life of your partner, family and loved ones.
The Australian Seniors Funeral Plan can help you be prepared if you were to suffer an injury in an accident. If you are aged up to 69 years of age, you have the option of adding Accidental Serious Injury Insurance to your Seniors Funeral Plan. Accidental Serious Injury Insurance pays a lump sum benefit if you suffer a serious accidental injury, and the benefit amount is equal to three times the sum insured on your Seniors Funeral Plan.
If your partner or dependent children are covered under your policy, they will be covered by the Accidental Serious Injury option as well.
You can apply online or simply call 1300 14 5532 and we can take your application over the phone.
Call 1300 14 5532 for an obligation free quote or to apply.
When you have a Seniors Funeral Plan in place, you can rest easy knowing that your family will have help with the funeral costs during their time of grief, so you can get back to living life to the fullest!
2. Benefit paid for the accidental death only for the first 12 months, full cover thereafter.